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Medicare is a federal health insurance plan which started in 1965. At first it was only available for people aged 65 and over, but later it was expanded to incorporate certain younger people with specific disabilities and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant). Medicare is made up of distinct parts created to meet the healthcare needs of people. Part A and Part B are provided by the federal government, and Part C and Part D, while under the federal law, are provided by private insurance companies.
Medicaid is a healthcare insurance program structured as a federal-state partnership. Medicaid provides a suite of benefits and services through different programs aimed at specific populations. Medicaid helps to pay health care costs for individuals and families with low income and resources, people with disabilities, and elderly people.
In this seminar, attorney Eric Boughman addresses the fundamentals of Medicare, going through each of its parts, demographics, payments, and access. Eric also talks about the history of Medicaid, innovation, federal requirements for state Medicaid plans, benefits, expanded coverage and improved access under the ACA (Affordable Care Act) and SPA (State Plan Amendments), and waivers.
Attendees will gain insight into the essentials of each part of Medicare.
Medicare Part A provides coverage for attention received in hospitals and other inpatient facilities such as home health services and Skilled nursing facility (SNF) services. Medicare Part B delivers coverage for outpatient services such as physician services, medical supplies, appliances, and devices. Medicare Parts A and B are known as Original Medicare.
Medicare Part C is known as the Medicare Advantage (MA) program. It is managed by organizations that contract with the Centers for Medicare & Medicaid Services (CMS). This is an alternative to Original Medicare (Part A and Part B) for eligible people. There are several types of MA plans such as Health Maintenance Organization (HMO) plans and Preferred Provider Organization (PPO) plans.
Medicare Part D delivers prescription drug coverage, and it is also managed by organizations that contract with CMS. It can be a stand alone plan or part of a Medicare Advantage plan.
Eric will also discuss what beneficiaries pay under Medicare, services not covered, access to health care, how Medicare pays to physicians, Medicare funding, payments by type of service and future costs.
In considering Medicaid, Eric will discuss the history of Medicaid, how it was funded, the ACA expansion, and the capacity to innovate through the wide flexibility states have in managing Medicaid within guidelines. Attendees will also identify the federal coverage requirements for state Medicaid plans, state variety in benefits and state variety in groups covered.
Finally, we will discuss SPA and waivers. For each state there is a comprehensive Medicaid plan and to make an amendment, a state must receive approval from CMS. Attendees will also learn about beneficiary participation along with the provider participation and compensation
Eric Boughman is an AV-Rated Attorney and Certified Circuit Court Mediator whose law practice focuses on serving clients in the business of healthcare, technology, and other select industries. He relies on a diverse background to solve complex legal issues with a focus on compliance, risk management, and avoiding or reducing exposure from legal threats and lawsuits. His clients include businesses, professionals, investors, and entrepreneurs.
Eric spent the first decade of his career as a business litigator representing clients of all sizes, from Fortune 500 companies to local startups, in complex legal disputes. Over time, his experience and expertise grew, and Eric expanded his practice to provide a full range of comprehensive legal services, including regulatory, transactional, and general counsel for companies in the healthcare, technology, and med-tech space.
Eric particularly enjoys helping clients avoid legal troubles and aiding settlement among parties in dispute. The most rewarding components of his practice involve serving as a mediator (a neutral facilitator whose mission is to settle legal disputes) and general counsel services he provides for clients on a flat-fee basis.
Eric is a frequent writer and presenter on issues involving health law, privacy, technology, and asset protection. His writings have appeared in multiple American Bar Association publications, The Florida Bar Journal, Forbes, Daily Business Review, Accounting Today, Kiplinger, Financial Advisor Magazine, Law360, and CEO World, among others.
Eric is admitted to practice law in Florida and Nevada, as well as in the U.S. Tax Court, and in several other courts, nationwide, pro hac vice. He is active with local bar associations, including serving as an appointed member of his local jurisdiction’s grievance committee, and is also active in several charitable endeavors in his local community.